Tag Archives: real estate

Getting Ready to Buy a New Home

Posted on October 25, 2010 by Jane Castleman

The Tucson Home Buyers Guide presents information, all in one place, to help you understand the entire home-buying process. There are several things you can do to get ready — and become confident — before you make that big investment in a home… Continue reading →

Posted in Home Buying, Mortgage Financing, Title and Escrow, Tucson Real Estate | Tagged credit report, home buying, investment, pre-qualification, real estate, Realtor, Tucson | Leave a comment

Get Your FHA Mortgage Now — Payments to Rise on October 4

Posted on September 21, 2010 by Jane Castleman

The costs for insurance on an FHA mortgage are about to change, decreasing your upfront payment at time of purchase, but increasing monthly premiums. A discussion of how much these costs will be for loans negotiated after October 4. Continue reading →

Posted in Home Buying, Investors, Mortgage Calculator, Mortgage Financing, Tucson Real Estate | Tagged home buying, mortgage payments, real estate, Tucson | Leave a comment

Where to find DOWN PAYMENT assistance

Posted on September 11, 2010 by Jane Castleman

If you are struggling to save enough to make a down payment on a home, there are assistance programs available to help (LIST). Continue reading →

Posted in Home Buying, Mortgage Financing, Tucson Real Estate | Tagged closing costs, down payment, down payment assistance, home buying, lenders, real estate, Tucson | Leave a comment

Schools for Tucson Children

Posted on September 8, 2010 by Jane Castleman

Resources to ascertain the status of individual schools and school districts in Tucson. Continue reading →

Posted in Home Buying, Schools, Tucson Real Estate | Tagged home buying, real estate, school districts, schools, Tucson | Leave a comment

What The Heck is a “Short Sale”?

Posted on September 8, 2010 by Jane Castleman

A “short sale” is a home is worth less than the seller owes on the mortgage loan, sometimes called “being underwater.” The owner has petitioned his lender, and the lender has agreed, to accept a discounted amount in place of the full amount owed. Sellers should seek legal and tax advice before making the decision to seek approval for a short sale from their lender. Real estate agents are not qualified to act as lawyers or CPAs. Continue reading →

Posted in Home Buying, Mortgage Financing, Title and Escrow, Tucson Real Estate | Tagged credit report, home buying, lenders, real estate, short sale, Tucson | Leave a comment

Should You Be Looking at (or Ruling Out) “Short Sales”?

Posted on September 8, 2010 by Jane Castleman

“Short sales” represent an opportunity to acquire real value in a home, but be very cautious in submitting an offer on such properties. Unless you have considerable experience with short sales, foreclosures and working with lenders’ loss mitigation departments, search out and work with a realtor who has an extensive record of successful closings on short sales. Continue reading →